Financial Clarity is Just a Click Away
MyPennyBook is the smart, secure way to manage your budget, track expenses, and build a stronger financial future.
A Complete Financial Toolkit
MyPennyBook is packed with powerful features to help you master your money, from detailed tracking to intelligent insights.
Effortless Transaction Logging
Quickly log every income and expense. Gain a clear, real-time view of your cash flow and never wonder where your money went again.
Intelligent Budgeting
Set flexible monthly budgets for any category. Proactively manage your spending and stay on track towards your financial goals.
Recurring Payments
Automate your finances by tracking subscriptions, bills, and regular income. Set it once and let the app handle the reminders.
Insightful Visual Reports
Visualize your financial habits with interactive charts. Instantly identify spending trends and discover new opportunities to save.
AI-Powered Financial Advisor
Receive personalized, AI-driven recommendations to optimize your budget, accelerate debt payoff, and reach your savings goals faster.
Collaborative Expense Splitting
Easily create groups to share and settle expenses with friends and family. Ideal for managing bills, trips, or any shared costs.
Loan Payoff Calculator
Plan your way out of debt with a powerful calculator that generates full amortization schedules and helps you create a payment plan.
Event Planning
Organize any event with ease. Manage guest lists, create shopping checklists, and track event-specific budgets all in one place.
Designed for Your Peace of Mind
We prioritize your security, privacy, and success.
Bank-Grade Security
Your data is protected with end-to-end encryption and secure infrastructure, ensuring your financial information remains private and safe.
Sync Across Devices
Access your financial dashboard from your desktop, tablet, or phone. Your data is always in sync, wherever you are.
Powerful Insights
Go beyond simple tracking. Our AI tools and detailed reports help you understand your habits and make smarter financial decisions.
Find the Perfect Fit
Whether you're just starting out or a seasoned budgeter, we have a plan for you.
Free
All the essentials to get started on your financial journey.
$0/month
Premium
Unlock powerful features to accelerate your financial goals.