Your Financial Journey Starts Here

Master Your Money,Build Your Future

The smart, AI-powered finance app that helps you track expenses, crush budgets, and achieve financial freedom.

Free forever plan
No credit card required
Cancel anytime
Powerful Features

Everything You Need to Take Control

From basic tracking to AI-powered insights, MyPennyBook gives you the tools to master your finances.

Smart Transaction Tracking

Log every income and expense effortlessly. Get real-time cash flow visibility with automatic categorization.

Intelligent Budgeting

Set flexible budgets with AI-powered recommendations. Stay on track with smart alerts and insights.

Subscription Manager

Track all recurring payments automatically. Never miss a bill or overpay for forgotten subscriptions.

Visual Analytics

Beautiful interactive charts reveal spending patterns. Make data-driven financial decisions.

AI Financial Advisor

Get personalized recommendations powered by AI. Optimize budgets and reach goals faster.

Group Expenses

Split bills and track shared expenses with friends and family. Settle up with a single tap.

Credit Card Rewards

Maximize cashback and points with smart card recommendations for every purchase.

Event Planning

Organize events with budgets, guest lists, and expense tracking all in one place.

Why MyPennyBook

Built for Peace of Mind

We prioritize your security, privacy, and success above all else.

Bank-Grade Security

256-bit encryption protects your data. Your financial information stays private and secure.

Access Anywhere

Sync across all devices seamlessly. Your finances are always at your fingertips.

Lightning Fast

Instant insights and real-time updates. No waiting, no lag, just results.

AI-Powered

Smart recommendations that learn from your habits to help you save more.

Simple Pricing

Choose Your Path

Start free, upgrade when you're ready. No hidden fees, cancel anytime.

Free

Perfect for getting started with personal finance.

$0/month
Track income & expenses
Set monthly budgets
Basic spending charts
Loan & event planners
Standard support
✨ Most Popular

Premium

Unlock the full power of AI-driven finance.

Everything in Free, plus:
Family sharing (up to 4 members)
Automatic bank account linking
AI-powered budget advisor
CSV data import/export
Settle Up for group expenses
Exclusive premium themes
Priority customer support